By Judith E. Lipson, M.A., LPC
Happy Holidays! December is known for holidays and gift giving, and merchants won’t let you forget it. Holiday songs can be heard on the radio in many stores, even before Halloween. Customers are bombarded by advertisements for children’s toys and the latest technological advancement that every adolescent and adult must own. Families enter the holidays intending to make purchases within a budget, yet most admit after the holidays that they have overspent. If you have made a commitment this year to spend less – good for you! Let me, explain the reasons, besides financial, why this is beneficial. [Read more…]